Owner-Occupied Rehabilitation Program

1. Program Description and Assistance Overview

East Tampa CRA Residential Owner-Occupied Rehabilitation Program (ROOR), is a program made to improve property conditions, aesthetics, aid in the elimination of slum and blight, and provide for the rehabilitation of the aging, exiting housing stock in the East Tampa Community Redevelopment Area.  

Things to be considered:

• A deferred loan, in the form of a recorded mortgage and note., will be placed on the property for the extent of the affordability period.
• The promissory note and mortgage will be released according to the affordability period, completion of work and owner occupancy requirements.
• Assistance will become due and payable if the property is sold, refinanced (cash-out), rented or no longer owner-occupied.

2. Verify Your Property is Located Within the East Tampa Community Redevelopment Area boundaries: 

To qualify, your property must be within the East Tampa Community Redevelopment Area (CRA) boundaries. Please check your property address on the top left search bar of the “CRA GIS Property locator website below:

3. Check your property’s eligibility:

To receive assistance, the property must be:

• Within East Tampa CRA boundaries
• Must be a single-family residence.
• Applicants’ primary residence
• Current on Property Taxes, homeowner’s insurance, and mortgage payments (if applicable).

Non-Residential property (multi-family, business, commercial and industrial properties) located within the East Tampa CRA are not eligible for the program.

4. Check your Income Eligibility

To receive assistance, your total household income must be under 120% Area Median Income. Please review your income and check your income eligibility below:

5. Complete Application

For your information: The Tampa Community Redevelopment Agency, will work with the Housing and Community Development Division to ensure we prioritize applications for safety and code enforcement issues, if the repairs of the home exceed ROOR program guidelines, there may be other options, available from the Housing and Community Development Division. 

6. Thank you for applying, we will review your application.

If you are eligible and funding is available, we will notify you about your status. The Tampa Community Redevelopment Agency does not have a waiting list and will not have a waiting list for any problems, funding is provided on a first-come first-served basis.